Bridge loans are short-term financing solutions designed to help borrowers move quickly on real estate opportunities that require immediate capital. These loans are commonly used to acquire, refinance, or stabilize properties that may not yet qualify for traditional bank financing. Bridge loans “bridge the gap” between the current need for capital and a future exit strategy, such as a sale, refinance, or permanent loan. They are ideal for time-sensitive transactions, transitional assets, and value-add projects where speed and flexibility are critical.
Key Features:
- Loan amounts from $100,000 to $100M+
- Available nationwide across all 50 U.S. states
- Terms typically ranging from 6 to 24 months
- Fast closings, often within 5–10 business days
- Supports a wide range of property types including residential, multifamily, mixed-use, industrial, retail, office, self-storage, hospitality, and assisted living.
- Flexible structures including first lien, second lien, mezzanine financing, and preferred equity.
- Recourse and select non-recourse options available on larger transactions.
Benefits:
- Ideal for time-sensitive opportunities
- Provides flexibility during transitions
- Enables quick acquisitions and refinances
- Non-recourse options available on larger deals