Commercial real estate permanent loans provide long-term financing for stabilized, income-producing commercial properties. These loans are typically used after a property has been fully leased or has achieved consistent cash flow. Permanent financing replaces short-term or bridge debt with predictable, long-term loan terms, making it ideal for investors seeking stability and lower financing risk. These loans support long-term ownership strategies across various commercial asset classes.
Key Features:
- Loan amounts from $500,000 to $100M+
- Loan terms typically ranging from 5 to 10 years
- 30-year amortization schedules
- Nationwide coverage
- Supports multifamily, retail, industrial, hospitality, self-storage, and mixed-use assets.
- Available as first lien, second lien, or mezzanine financing.
- Often structured as non-recourse.
Benefits:
- Predictable long-term financing
- Competitive rates for stabilized assets
- Enhances asset cash flow